Ramsey National Bank and Trust Privacy Standards
The Ramsey National Bank and Trust Co. knows each of our customers has an expectation of privacy which we are pledged to respect.
Your Privacy is Important to Us
We collect and use nonpublic personal information about you to conduct business and to provide better service and complete your transactions more effectively.
* NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS: We, our, and us, when used in this notice, mean Ramsey National Bank and Trust Co. This is our privacy notice for our customers. When we use the words "you" and "your" we mean all our customers who have any financial relations with us.
"Nonpublic personal information" does not include information that is available from public sources. An "affiliate" is a company we own or control or a company that is owned and controlled by the same company. A "nonaffiliated third party" includes all others.
The Confidentiality, Security, and Integrity of Your NonPublic Personal Information
Nonpublic personal information is restricted to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We Collection Information About You from the Following Sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information we receive from a consumer reporting agency
Information We Disclose About You
We do not disclose, nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.
Notify Us of Inaccurate Information
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the above address. NEVER divulge any personal information such as account numbers, pins or SS#'s by email or telephone.
Internet Security
Understanding the risks and knowing how fraudsters may try to trick you is an important way to protect yourself online. Here are some things to watch out for:
Phishing & Pharming – Lures you to a fake website (one that looks like a trusted financial institution, for example) and tricks you into giving out personal information like account numbers or passwords.
Malware – Short for malicious software (often included in spam emails), it can take control of your PC without your knowledge. The software would then forward your personal information such as IDs, passwords, account numbers and PINs to fraudsters.
"You've won!" Lottery winner notification emails are scams. You can't win something you didn't enter. Baiting you with the prospect of a windfall, these lottery winner emails ultimately seek payment from you to get your "winnings." Even if you make the payment, you will never receive the winnings.
** You can make your PC safer by installing and regularly updating the following:
- Anti–virus programs
- Anti–malware programs
- Firewalls on your computer
- Operating system patches and updates
Our Bank will NEVER ask for account numbers, PINs or other personal information by an email message. NEVER divulge this information if requested by an email or over the telephone. Please contact us if anyone attempts to get this information from you in this manner.
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