Rates: interest checking | savings | certificates of deposit | individual retirement account

Interest Checking Interest Rate Annual Percentage Yield
Commercial 0.50% 0.50%
Centennial 0-$9999. 0.25% 0.25%
Centennial $10,000+ 0.50% 0.50%
Rates current as of August 1, 2008 . .
Rates may change weekly . .
Fees could reduce earnings on account . .
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Savings Interest Rate Annual Percentage Yield
*Regular and Young Adult 0.50% 0.50%
*Rates may change monthly . .
**Money Market $0 - $999. 0.00% ..........
**Money Market $1000. - $4999. 1.00% 1.00%
**Money Market $5000. - $19999. 1.47% 1.48%
**Money Market $20000. - $49999. 1.72% 1.73%
**Money Market $50000. + 2.02% 2.04%
**Rates may change at our discretion . .
Rates current as of August 1, 2008 . .
Fees could reduce earnings on account . .
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Certificates of Deposit Interest Rate Annual Percentage Yield
182 Day CD $5000. Minimum 2.30% 2.31%
1 Year CD $2000. Minimum 2.70% 2.70%
2 Year CD $2000. Minimum 2.90% 2.90%
3 Year CD $2000. Minimum 3.04% 3.04%
4 Year CD $2000. Minimum 3.20% 3.20%
5 Year CD $2000. Minimum 3.65% 3.65%
8 Year CD $2000. Minimum 4.05% 4.05%
Rates current as of September 4, 2008 . .
Rates may change weekly . .
Early withdrawal penalty may be . .
imposed for withdrawals before maturity . .
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Individual Retirement Account Interest Rate Annual Percentage Yield
182 Day IRA 2.30% 2.31%
1 Year IRA 2.70% 2.70%
2 Year IRA 2.90% 2.90%
2 Year Variable IRA 2.27% 2.27%
3 Year IRA 3.05% 3.04%
4 Year IRA 3.20% 3.20%
8 Year IRA 4.05% 4.05%
Rates current as of September 4, 2008 . .
Rates may change weekly . .
Early withdrawal penalty may be . .
imposed for withdrawals before maturity . .
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