Online Banking

Mobile Check Deposit

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 A safe and secure way to deposit checks into your checking or savings account by using your mobile device.

 

   What is Required?

First, you must be enrolled in Online Banking.  Click here to enroll in Online Banking.

Second, download the Ramsey Bank App from your device’s app store.

 

  Log into the App

Log in with the same user ID and password required for Online Banking.  The first time you log in from a new device, you will be prompted with a series of questions to confirm your identity. 

 

  Getting Started

To get started tap “the three lines” by My Accounts in the upper left hand corner and then tap “Deposits” and then tap “Deposit a Check".

 

   Take a Photo of the Front of the Check

Tap the check front picture icon.  Your mobile device’s camera will automatically turn on.  Place the check on a flat surface with a contrasting background.  Have good lighting with no shadows, so that the check stands out clearly.  Tap the camera icon to take the picture. 

 

   Review Your Check

If you need to retake the photo, touch “Retake” and try again.  If the photo is clear, select “Use".

 

   Take a Photo of the Back of the Check

Before photographing the back of the check, be sure it is endorsed with Ramsey Mobile Deposit and your signature.   Capture the back of the check by following the same steps used for the front (see above).

 

   Enter the Amount

In the check amount box, enter the amount of the deposit and select “Done".

 

   Choose an Account

Select the “Deposit to Account” field and choose which account you’d like to deposit your check into.

 

   Verify All Information

Review all of the information.  If everything is correct, tap “Deposit” at the bottom of the screen.

 

   Confirmation Screen

A confirmation will be shown on the next screen.  A deposit confirmation will also be sent to your primary email address.   After you complete your transaction, retain the check until it has been posted to your account, generally within one to two business days. 

 

   Additional Information

Any original paper check items that are unreadable after multiple attempts to obtain a clear image must be physically deposited at a bank location.

 

   For security, always Log Out completely when finished using the Ramsey Bank app. 


 

Click here to view the Consumer Mobile Check Deposit Terms and Conditions.

 

                   For more information and Frequently Asked Questions, click here.