Online Banking

Business Checking Accounts

Click To Print
Text Size Resize text smaller Back to default text size Resize text larger
Small Business Checking

Small Business Checking

This account is designed for businesses that have a low volume of deposited items and write few checks on a monthly basis. It may be ideal for proprietorships and home-based businesses.

  • Monthly maintenance fee: $5.00
  • 10 checks/debits per month no charge. Per check/debit charge for items over 10: .12
Business Interest Checking

Business Interest Checking

This account is designed for proprietorships, partnerships, government or qualified entities. Accounts earn interest at a market rate and the interest is credited to the account monthly.

  • Monthly maintenance fee: $6.00
  • Per deposit fee: .25
  • Deposited item fee on items drawn on Ramsey National Bank: .04
  • Deposited item fee on items drawn on all other banks: .07
  • Item charge per each check/debit: .12
Commercial Checking

Commercial Checking

This account is designed for all businesses that do not fit the requirements of Small Business Checking and Business Interest Checking.

  • Monthly maintenance fee: $5.00
  • Per deposit fee: .25
  • Deposited item fee on items drawn on Ramsey National Bank: .04
  • Deposited item fee on items drawn on all other banks: .07
  • Item charge per each check/debit: .12
  • An earnings credit based on the average collected balance in the account less 3% reserve requirements may offset the monthly fees noted above
  • If the account has uncollected funds, there will be a charge based on the average 6 month Money Market rate for the past 3 weeks, plus 7% rounded to the nearest quarter percent
Special Accounts

Special Accounts

Ramsey National Bank also offers special accounts for non-profit organizations, student groups, church groups, and other organizations.  Please contact one of our new account representatives for further details.