Online Banking

Identity Theft

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Protect Yourself From Identity Theft

Our Commitment To You

Ramsey National Bank is committed to keeping your account safe from unauthorized access. Ramsey National Bank will never send emails asking customers to provide, update, or verify their personal or account information, or any other confidential information. Help us protect your personal information. If you should get such a request, do not respond and notify the Bank immediately.

Ramsey National Bank works very hard to protect its customers from identity theft, but maximum security is possible only with your help. Here are some tips provided by the Federal Trade Commission to help prevent identity theft. Together we can avoid identity theft before it occurs.

Common Ways Identity Theft Happens

Skilled Identity thieves use a variety of methods to steal your personal information, including:

AVOID IDENTITY THEFT

1. DETER

Deter identity thieves by safeguarding your information.

 

2. DETECT

Detect suspicious activity by routinely monitoring your financial accounts and billing statements.

Be alert to signs that require immediate attention:

Inspect:

3. DEFEND

Defend against identity theft as soon as you suspect it.

Place a “Fraud Alert” on your credit reports, and review the reports carefully. The alert tells creditors to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:

Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you haven’t contacted, accounts you didn’t open, and debts on your accounts that you can’t explain.

Close accounts. Close any accounts that have been tampered with or established fraudulently.

File a police report.  File a police report with law enforcement officials to help you with creditors who may want proof of the crime.

Report the theft to the Federal Trade Commission. Your report helps law enforcement officials across the country in their investigations.