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Trust Services

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Trust Services

The Trust Department of Ramsey National Bank offers a variety of specialized services.  Although we are part of the bank, our recordkeeping systems are completely separate from the bank and we have the unique ability to manage many types of assets, including stocks, bonds, certificates of deposit, mutual funds, real property and precious metals.

The Trust Department employs fulltime professionals with resources and expertise needed to administer your account in an impartial manner.  Investments and services can be customized to meet your needs and adjust to your changing lifestyle.  An account with the Trust Department can simplify your investment recordkeeping year round and especially at tax time.  Personal services can evolve from paying a few annual invoices to full personal account services.  Retirement accounts include those for individuals as well as employer-provided plans for small and large companies.

Click here to access your trust account now.  Password Criteria  - Passwords must be at least eight characters in length; cannot be any of the last six passwords used and must contain one uppercase, one lowercase, one number and one special character.

For more information, call our Trust Department at:

Devils Lake

Address: 300 4th Street NE, Devils Lake, ND 58301

Mailing Address: P.O. Box 160

Phone: (701) 662-5547 or 1-800-726-0124

Fax: (701) 662-8510


Non-Bank Investments

(Mutual Funds, Stocks, Annuities)

Click here to request a log in and password for your trust account.

Personal Trust Services

Personal Trust Services

Investment Agency- Allows a client to hold various investments such as stocks, bonds, certificates of deposit, as well as land and other investments which can be managed by the Trust Department.  Services can be tailored to meet the clientís specific goals and service requirements. 

Revocable Living Trusts- Can be established to manage assets during your active life, during your incapacitation and after your death.  Our department provides professional administration of the trust assets, relieving the person establishing the trust of the burden of management details. 

Other Types of Trusts- Charitable trusts, insurance trusts, land trusts, conservatorships and minorís trusts can also be administered by the trust department.  These are specialized documents drafted by the clientís attorney which would direct the Trust Departmentís administrative duties. 

Executor or Administrator- The Trust Department can be named as the Personal Representative of an estate.  Our administrative knowledge and ability to work with attorneys and accountants can provide professional and impartial settlement of estates.

Testamentary Trusts- Created upon the death of the trustor to carry out their wishes after death. 

Retirement Services

Retirement Services

Individual Retirement Account (IRA)- A convenient method of saving for retirement years.  Individuals with wages or self employment income may contribute to a Traditional and/or ROTH IRA.  Our Trust Department administers trusteed IRAs which provide the flexibility of investing in stocks, bonds, mutual funds or any investments allowed under IRA regulations, including real estate and precious metals. 

Simplified Employee Pension (SEP)-  Allows an employer to contribute for their own retirement and that of their employees through an Individual Retirement Account (IRA).

Prototype Profit Sharing Plans- Can be adopted by an employer as a sole proprietor, partnership or corporation.  These plans can cover one employee or many.    A prototype profit sharing plan is one which has already received approval from the Internal Revenue Service.  Ramsey National Bank, as the master plan sponsor, maintains and provides updates for new laws, amendments and plan restatements. 

Customized Plans- Employers may have their attorney develop a customized plan to meet their specific needs.  The Trust Department can serve as trustee and assist the employer in administering the provisions of the plan.